💳 Want a FREE iPad? Or $250 in Vouchers?
🔥 Most people choose the iPad — what’s your pick?
💡 Smart spending starts today with Credit Cards from Citibank, HSBC, and Standard Chartered. Get rewarded from Day 1—no waiting, no gimmicks, just real value!
Here are the cards available for this promotion and our rating and review of them.
Citibank Rewards Card – 9/10
Excellent for miles chasers, offering ~4 miles per S$1 on online shopping, dining, and ride-hailing spend (10X points, capped at S$1K spend per month). It also comes with a first-year fee waiver and flexible rewards redemption (points convert to miles, vouchers or cash rebates), making it a high-value all-rounder for everyday spend
HSBC TravelOne Credit Card – 8/10
A strong travel card that combines competitive earn rates of 1.2 miles per S$1 locally and 2.4 miles per S$1 overseas, with no cap on points earned. Cardholders enjoy travel perks like 4x complimentary lounge visits and fee-free miles transfers to 9 frequent flyer partners.
Citibank Cashback Card – 7/10
Great for essential spending with 8% cashback on petrol and private transport and 6% on dining and groceries (minimum S$800 spend per month). Cashback is capped at S$80/month, and all other purchases earn only 0.2%, so its generous rewards shine mainly for those specific categories.
Standard Chartered Bank Simply Cash Credit Card – 7/10
A straightforward, fuss-free option offering a flat 1.5% cashback on all eligible spend with no minimum spend and no cap on rewards. The first-year annual fee is waived, and its simplicity suits those who want automatic rebates on everything – though the 1.5% rate is modest next to category-specific cards that can earn more in certain areas.
Citibank Prestige Card – 8/10
Premium travel perks like lounge access, hotel benefits, and bonus miles. High annual fee but valuable for frequent travelers. Earn rates are decent but not exceptional.
Citibank PremierMiles Card – 7/10
Premium travel perks like lounge access, hotel benefits, and bonus miles. High annual fee but valuable for frequent travelers. Earn rates are decent but not exceptional.
HSBC Live+ Credit Card – 9/10
8% cashback on dining, shopping, and entertainment with a spending requirement. Rewards are strong but inconsistent for those unable to meet the minimum spend across three months.
Citibank Cashback+ Card – 8/10
1.6% unlimited cashback on all purchases, no minimum spend, and first-year fee waiver. A simple, effective card, though category-specific cashback cards can yield higher returns.
HSBC Advance Credit Card – 7/10
1.5% cashback on all spending, increasing to 2.5% with S$2,000+ monthly spend. Great for high spenders, but moderate for those spending less.
Citibank SMRT Card – 7/10
5% cashback on groceries, online shopping, and transport with a S$500 minimum spend. Ideal for daily commuters, but cashback is low for general purchases.
Citibank M1 Platinum Visa Card – 6/10
Best for M1 users, offering 5% cashback on entertainment and 3% on M1 bills. Limited benefits outside M1 spending make it less appealing for general use
🎁 Pick Your Welcome Gift:
📱 FREE iPad (worth $479) – Work, create & entertain like a pro.
💰 $250 in eCapita Vouchers – Spend in Capitaland Malls all across Singapore
📢 This offer is ending soon! Apply in 2 minutes or less to lock in your free gift before it’s gone!
Unsure which card to choose? Check out dtenAI’s recommendation engine to find out which card fits into your optimal credit card strategy.
Not ready to sign up for a credit card today? You can still earn $5 by sharing your valuable feedback for our market research.
I would want the iPad as the free gift